Test Your Loan with the Australian Lenders' Index

Find out what your loyalty is costing you.

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$100 million

The potential savings across 8794 Australians

Testing your lender now...


2008 March

Your loan with Commonwealth Bank was costing you 25,860 per year in interest.

By July 2009, Commonwealth Bank's interest rate had changed to 5.24%.

At that time, it was the second most expensive of all major lenders.

Then, in November 2010 the RBA increased rates by 0.25%.
2010 November

2 days later, Commonwealth Bank increased your interest rate by 0.45% - almost double the RBA change.

On average, over the last 5 years Commonwealth Bank passed on a rate increase in 4 days but took 9 days to pass on a cut.

2013 March

Commonwealth Bank only passed on the full rate cut 6 out of those 12 times.

In comparison to the best performing lender, Commonwealth Bank's interest rate movements have cost you an additional $8,000 in the past 5 years.

Commonwealth Bank's price on loyalty.

Over the life of your loan your test has revealed a potential saving of $12,000

For the first time ever 1300HomeLoan can reveal the best performing lenders in the country.

To find out which lender will save you the most, call 1300HomeLoan (1300 466 356) or simply fill out the details below: